• FRONTEND
• Backend
• Transacting On-Chain
Build Digital Asset Payment Apps in Minutes
Create payment workflows using natural language prompts, test instantly with test tokens, go live when ready.
Flexible pay-ins: top-up, order & subscription modes
Drop-in payment links & React checkout SDK
USDC, USDT & more across major chains with auto-bridging
Crypto payouts & bulk send in one API
Institutional-Grade Compliance & Security
Type 1 and Type 2 Compliant
Information Security Management
Trusted by Leading Institutions Across the Globe
Everything You Need to Accept Crypto Payments
From checkout to settlement — pay-ins, fund management, payouts, and compliance in one stack.
Top-up addresses, fixed-amount orders, and subscription billing — fits any business model.
Hosted payment links or a React SDK to embed Web3 checkout in your own frontend.
Accept USDC, USDT across major chains, with automatic cross-chain bridging on payouts.
On-chain transfers, bulk send to many destinations, and integration with leading partners for fiat off-ramps to bank accounts.
Built-in screening on incoming funds, address whitelists, roles and approval workflows.
REST APIs, SDKs for Python, JavaScript, Java, Go, and webhooks for real-time events.
From Brief to First Transaction in Minutes
Answer a few questions about your business. The form generates a precise build prompt.
"I'm a PSP building an app for my downstream merchants."
Paste the prompt into your AI agent. The Skill writes the app.
A working, full-stack payment app ready to transact onchain.
Testnet access01
Payment workflow testing02
Checkout SDK exploration03
Settlement testing04
Frequently Asked Questions
No. You can start building immediately with no credit card or payment details required.
With Cobo Payment, you can simulate end-to-end payment flows using testnet assets tokens, then upgrade to Live mode when you're ready.
Testnet access remains available so you can continue exploring and validating payment flows with test tokens. When you're ready to go live, our team will be here to help.