> ## Documentation Index
> Fetch the complete documentation index at: https://cobo.com/payments/llms.txt
> Use this file to discover all available pages before exploring further.

# Create bank withdrawal

> This operation creates a bank withdrawal from a virtual account to a target bank account.


<RequestExample>
  ```python Python theme={null}
  import cobo_waas2
  from cobo_waas2.models.create_bank_withdrawal_request import (
      CreateBankWithdrawalRequest,
  )
  from cobo_waas2.models.payment_bank_withdrawal import PaymentBankWithdrawal
  from cobo_waas2.rest import ApiException
  from pprint import pprint

  # See configuration.py for a list of all supported configurations.
  configuration = cobo_waas2.Configuration(
      # Replace `<YOUR_PRIVATE_KEY>` with your private key
      api_private_key="<YOUR_PRIVATE_KEY>",
      # Select the development environment. To use the production environment, change the URL to https://api.cobo.com/v2.
      host="https://api.dev.cobo.com/v2",
  )
  # Enter a context with an instance of the API client
  with cobo_waas2.ApiClient(configuration) as api_client:
      # Create an instance of the API class
      api_instance = cobo_waas2.PaymentApi(api_client)
      create_bank_withdrawal_request = cobo_waas2.CreateBankWithdrawalRequest(
          request_id="123e457-e89b-12d3-a456-426614174004",
          source_bank_account_id="dst_ba_1234567890",
          target_bank_account_id="dst_ba_0987654321",
          currency="USD",
          amount="100.00",
          remark="Withdraw funds from VA to payout bank account",
      )

      try:
          # Create bank withdrawal
          api_response = api_instance.create_bank_withdrawal(
              create_bank_withdrawal_request=create_bank_withdrawal_request
          )
          print("The response of PaymentApi->create_bank_withdrawal:\n")
          pprint(api_response)
      except Exception as e:
          print("Exception when calling PaymentApi->create_bank_withdrawal: %s\n" % e)

  ```

  ```java Java theme={null}
  // Import classes:
  import com.cobo.waas2.ApiClient;
  import com.cobo.waas2.ApiException;
  import com.cobo.waas2.Configuration;
  import com.cobo.waas2.Env;
  import com.cobo.waas2.api.PaymentApi;
  import com.cobo.waas2.model.*;

  public class Example {
    public static void main(String[] args) {
      ApiClient defaultClient = Configuration.getDefaultApiClient();
      // Select the development environment. To use the production environment, replace `Env.DEV` with
      // `Env.PROD
      defaultClient.setEnv(Env.DEV);

      // Replace `<YOUR_PRIVATE_KEY>` with your private key
      defaultClient.setPrivKey("<YOUR_PRIVATE_KEY>");
      PaymentApi apiInstance = new PaymentApi();
      CreateBankWithdrawalRequest createBankWithdrawalRequest =
          new CreateBankWithdrawalRequest()
              .requestId("123e457-e89b-12d3-a456-426614174004")
              .sourceBankAccountId("dst_ba_1234567890")
              .targetBankAccountId("dst_ba_0987654321")
              .currency("USD")
              .amount("100.00")
              .remark("Withdraw funds from VA to payout bank account");
      try {
        PaymentBankWithdrawal result = apiInstance.createBankWithdrawal(createBankWithdrawalRequest);
        System.out.println(result);
      } catch (ApiException e) {
        System.err.println("Exception when calling PaymentApi#createBankWithdrawal");
        System.err.println("Status code: " + e.getCode());
        System.err.println("Reason: " + e.getResponseBody());
        System.err.println("Response headers: " + e.getResponseHeaders());
        e.printStackTrace();
      }
    }
  }
  ```

  ```go Go theme={null}
  package main

  import (
  	"context"
  	"fmt"
  	coboWaas2 "github.com/CoboGlobal/cobo-waas2-go-sdk/cobo_waas2"
  	"github.com/CoboGlobal/cobo-waas2-go-sdk/cobo_waas2/crypto"
  	"os"
  )

  func main() {
  	createBankWithdrawalRequest := *coboWaas2.NewCreateBankWithdrawalRequest("123e457-e89b-12d3-a456-426614174004", "dst_ba_1234567890", "dst_ba_0987654321", "USD", "100.00")
  	remark := "Withdraw funds from VA to payout bank account"
  	createBankWithdrawalRequest.Remark = &remark

  	configuration := coboWaas2.NewConfiguration()
  	// Initialize the API client
  	apiClient := coboWaas2.NewAPIClient(configuration)
  	ctx := context.Background()

  	// Select the development environment. To use the production environment, replace coboWaas2.DevEnv with coboWaas2.ProdEnv
  	ctx = context.WithValue(ctx, coboWaas2.ContextEnv, coboWaas2.DevEnv)
  	// Replace `<YOUR_PRIVATE_KEY>` with your private key
  	ctx = context.WithValue(ctx, coboWaas2.ContextPortalSigner, crypto.Ed25519Signer{
  		Secret: "<YOUR_PRIVATE_KEY>",
  	})
  	resp, r, err := apiClient.PaymentAPI.CreateBankWithdrawal(ctx).
  		CreateBankWithdrawalRequest(createBankWithdrawalRequest).
  		Execute()
  	if err != nil {
  		fmt.Fprintf(os.Stderr, "Error when calling `PaymentAPI.CreateBankWithdrawal``: %v\n", err)
  		fmt.Fprintf(os.Stderr, "Full HTTP response: %v\n", r)
  	}
  	// response from `CreateBankWithdrawal`: PaymentBankWithdrawal
  	fmt.Fprintf(os.Stdout, "Response from `PaymentAPI.CreateBankWithdrawal`: %v\n", resp)
  }

  ```

  ```javascript JavaScript theme={null}
  const CoboWaas2 = require("@cobo/cobo-waas2");
  // Initialize the API client
  const apiClient = CoboWaas2.ApiClient.instance;
  // Select the development environment. To use the production environment, replace `Env.DEV` with `Env.PROD`
  apiClient.setEnv(CoboWaas2.Env.DEV);
  // Replace `<YOUR_PRIVATE_KEY>` with your private key
  apiClient.setPrivateKey("<YOUR_PRIVATE_KEY>");
  // Call the API
  const apiInstance = new CoboWaas2.PaymentApi();
  const opts = {
    CreateBankWithdrawalRequest:
      CoboWaas2.CreateBankWithdrawalRequest.constructFromObject({
        request_id: "123e457-e89b-12d3-a456-426614174004",
        source_bank_account_id: "dst_ba_1234567890",
        target_bank_account_id: "dst_ba_0987654321",
        currency: "USD",
        amount: "100.00",
        remark: "Withdraw funds from VA to payout bank account",
      }),
  };
  apiInstance.createBankWithdrawal(opts).then(
    (data) => {
      console.log("API called successfully. Returned data: " + data);
    },
    (error) => {
      console.error(error);
    },
  );

  ```
</RequestExample>


## OpenAPI

````yaml post /payments/bank_withdrawals
openapi: 3.0.3
info:
  title: Cobo Wallet as a Service 2.0
  description: >
    The Cobo Wallet-as-a-Service (WaaS) 2.0 API is the latest version of Cobo's
    WaaS API offering. It enables you to access Cobo's full suite of crypto
    wallet technologies with powerful and flexible access controls. By
    encapsulating complex security protocols and streamlining blockchain
    interactions, this API allows you to concentrate on your core business
    activities without worrying about the safety of your assets. The WaaS 2.0
    API presents the following key features:


    - A unified API for Cobo's [all wallet
    types](https://manuals.cobo.com/en/portal/introduction#an-all-in-one-wallet-platform)

    - Support for 80+ chains and 3000+ tokens

    - A comprehensive selection of webhook events

    - Flexible usage models for MPC Wallets, including [Organization-Controlled
    Wallets](https://manuals.cobo.com/en/portal/mpc-wallets/ocw/introduction)
    and [User-Controlled
    Wallets](https://manuals.cobo.com/en/portal/mpc-wallets/ucw/introduction)

    - Seamlessly transfer funds across multiple exchanges, including Binance,
    OKX, Bybit, Deribit, and more


    For more information about the WaaS 2.0 API, see [Introduction to WaaS
    2.0](https://www.cobo.com/developers/v2/guides/overview/introduction).
  termsOfService: https://cobo.com/waas/tos/
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.html
  contact:
    name: Cobo WaaS
    url: https://www.cobo.com/waas
    email: help@cobo.com
  version: 1.0.0
servers:
  - url: https://api.dev.cobo.com/v2
    description: Development environment
  - url: https://api.cobo.com/v2
    description: Production environment
security:
  - CoboAuth: []
tags:
  - name: Organizations
    description: Operations related to Organizations.
  - name: Wallets
    description: Operations related to all wallets.
  - name: Wallets - MPC Wallets
    description: Operations related to mpc wallet.
  - name: Wallets - Exchange Wallet
    description: Operations related to exchange wallet.
  - name: Transactions
    description: Operations related to all transactions.
  - name: Developers - Webhooks
    description: Operations related to webhooks.
  - name: Stakings
    description: Operations related to staking.
  - name: OAuth
    description: Operations related to OAuth.
  - name: Developers
    description: Operations related to developers.
  - name: AddressBooks
    description: Operations related to address books.
  - name: TravelRule
    description: Operations related to travel rule.
  - name: GraphQL
    description: Operations related to executing GraphQL queries and mutations.
  - name: PrimeBroker
    description: Operations related to prime broker.
  - name: AppWorkflows
    description: Operations related to app workflow.
  - name: FeeStation
    description: Operations related to fee station.
  - name: Payment
    description: Operations related to payment.
  - name: Batch Payouts
    description: Operations related to batch payouts.
  - name: Tokenization
    description: Operations related to tokenization.
  - name: AutoSweep
    description: Operations related to auto sweep.
  - name: Compliance
    description: Operations related to compliance.
  - name: Reconciliation
    description: Operations related to reconciliation.
  - name: Internal - FeeEngine
    description: Internal operations related to fee engine .
  - name: Internal - Tokens
    description: Internal operations related to tokens.
  - name: Internal - Package
    description: Internal operations related to package management.
paths:
  /payments/bank_withdrawals:
    post:
      tags:
        - Payment
      summary: Create bank withdrawal
      description: >
        This operation creates a bank withdrawal from a virtual account to a
        target bank account.
      operationId: create_bank_withdrawal
      requestBody:
        $ref: '#/components/requestBodies/createPaymentBankWithdrawalBody'
      responses:
        '201':
          $ref: '#/components/responses/createPaymentBankWithdrawalResponse'
        4XX:
          $ref: '#/components/responses/badRequestError'
        5XX:
          $ref: '#/components/responses/internalServerError'
      security:
        - CoboAuth: []
        - OAuth2:
            - payment_settlement.create
components:
  requestBodies:
    createPaymentBankWithdrawalBody:
      description: The request body to create a bank withdrawal.
      content:
        application/json:
          schema:
            type: object
            required:
              - request_id
              - source_bank_account_id
              - target_bank_account_id
              - currency
              - amount
            properties:
              request_id:
                type: string
                description: >-
                  The request ID that is used to track a bank withdrawal
                  request. The request ID is provided by you and must be unique.
                example: 123e457-e89b-12d3-a456-426614174004
              source_bank_account_id:
                type: string
                description: >
                  The source bank account ID. The destination bank account must
                  be tagged as `VA`. Cobo uses the mapped VA account to initiate
                  the withdrawal.
                example: dst_ba_1234567890
              target_bank_account_id:
                type: string
                description: The target bank account ID that receives the bank withdrawal.
                example: dst_ba_0987654321
              currency:
                type: string
                description: The fiat currency of the bank withdrawal.
                example: USD
              amount:
                type: string
                description: The bank withdrawal amount.
                example: '100.00'
              remark:
                type: string
                description: The remark for the bank withdrawal.
                example: Withdraw funds from VA to payout bank account
  responses:
    createPaymentBankWithdrawalResponse:
      description: The bank withdrawal was successfully created.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentBankWithdrawal'
    badRequestError:
      description: >-
        Bad request. Your request contains malformed syntax or invalid
        parameters.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    internalServerError:
      description: Internal server error.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  schemas:
    PaymentBankWithdrawal:
      type: object
      required:
        - bank_withdrawal_id
        - request_id
        - source_bank_account_id
        - target_bank_account_id
        - currency
        - amount
        - status
        - created_timestamp
      properties:
        bank_withdrawal_id:
          type: string
          description: The bank withdrawal ID generated by Cobo.
          example: 123e4567-e89b-12d3-a456-426614174000
        request_id:
          type: string
          description: The request ID provided by you when creating the bank withdrawal.
          example: 123e457-e89b-12d3-a456-426614174004
        source_bank_account_id:
          type: string
          description: >
            The source bank account ID. The destination bank account must be
            tagged as `VA`.
          example: dst_ba_1234567890
        target_bank_account_id:
          type: string
          description: The target bank account ID that receives the bank withdrawal.
          example: dst_ba_0987654321
        currency:
          type: string
          description: The fiat currency of the bank withdrawal.
          example: USD
        amount:
          type: string
          description: The bank withdrawal amount.
          example: '100.00'
        remark:
          type: string
          description: The remark for the bank withdrawal.
          example: Withdraw funds from VA to payout bank account
        status:
          $ref: '#/components/schemas/PaymentBankWithdrawalStatus'
        created_timestamp:
          type: integer
          description: >-
            The creation time of the bank withdrawal, represented as a UNIX
            timestamp in seconds.
          example: 1744689600
        failed_reason:
          type: string
          description: The reason why the bank withdrawal failed.
          example: The target bank account is invalid.
    ErrorResponse:
      type: object
      description: The response of a failed request.
      required:
        - error_code
        - error_message
        - error_id
      properties:
        error_code:
          type: integer
          description: >-
            The error code. Refer to [Error codes and status
            codes](https://www.cobo.com/developers/v2/api-references/error-codes)
            for more details.
        error_message:
          type: string
          description: The error description.
        error_id:
          type: string
          description: >-
            The error log ID. You can provide the error ID when submitting a
            ticket to help Cobo to locate the issue.
          example: 0b6ddf19083c4bd1a9ca01bec44b24dd
    PaymentBankWithdrawalStatus:
      type: string
      enum:
        - Pending
        - Processing
        - Completed
        - Failed
      example: Pending
      description: >
        The status of the bank withdrawal:

        - `Pending`: The bank withdrawal has been created and is awaiting
        processing.

        - `Processing`: The bank withdrawal is being processed.

        - `Completed`: The bank withdrawal has been completed.

        - `Failed`: The bank withdrawal failed.
  securitySchemes:
    CoboAuth:
      type: apiKey
      in: header
      name: BIZ-API-KEY
      description: >
        The API key. For more details, refer to [API
        key](https://www.cobo.com/developers/v2/guides/overview/cobo-auth#api-key).


        In the API playground, enter your [API
        secret](https://www.cobo.com/developers/v2/guides/overview/cobo-auth#api-secret),
        and your API key will be accordingly calculated.
    OAuth2:
      type: oauth2
      description: >-
        The [Org Access
        Token](https://www.cobo.com/developers/v2/apps/org-access-tokens). Use
        this authorization method only if you are developing Cobo Portal Apps
        for installation and use across different organizations.
      flows:
        authorizationCode:
          authorizationUrl: https://auth.cobo.com/authorize
          tokenUrl: https://auth.cobo.com/oauth/token
          scopes:
            address_book.read: Read address book
            api_key.read: Read API key information
            callback.read: Read callback message
            callback.resend: Resend callback message
            wallet.create: Create wallet
            wallet.read: Read wallet information
            wallet.update: Update wallet information
            wallet.delete: Delete wallet information
            wallet.create_address: Create wallet address
            wallet.manage_utxo: Manage UTXO
            mpc_project.create: Create MPC project
            mpc_project.read: Read MPC project information
            mpc_project.update: Update MPC project information
            mpc_vault.create: Create MPC Vault
            mpc_vault.read: Read MPC Vault information
            mpc_vault.update: Update MPC Vault information
            mpc_key_group.create: Create MPC key group
            mpc_key_group.read: Read MPC key group information
            mpc_key_group.update: Update MPC key group information
            mpc_key_group.delete: Delete MPC key group information
            transaction.read: Read transaction information
            transaction.withdraw: Make withdrawals
            transaction.estimate_fee: Estimate transaction fee
            transaction.contract_call: Initiate contract calls
            transaction.message_sign: Initiate message signings
            transaction.stake: Stake assets
            transaction.unstake: Unstake assets
            transaction.unstake_withdraw: Withdraw unstaked assets
            transaction.manage: Manage ongoing transactions
            transaction.update: Update transaction notes
            travel_rule.read: Read travel rule information
            travel_rule.edit: Edit travel rule information
            webhook.read: Read webhook URLs/events
            webhook.edit: Edit webhook URLs
            webhook.resend: Resend webhook events
            payment_orders_payin.create: Create pay-in order
            payment_orders_payin.read: Read pay-in order information
            payment_orders_payin.update: Update pay-in order
            payment_orders_refund.create: Create payment refund order
            payment_orders_refund.read: Read payment refund order information
            payment_settlement.create: Create payment settlement request
            payment_settlement.read: Read payment settlement request information
            payment_merchant.create: Create payment merchant
            payment_merchant.read: Read payment merchant information
            payment_merchant.update: Update payment merchant
            payment_forced_sweep.create: Create payment force sweep request
            payment_forced_sweep.read: Read payment force sweep request information
            compliance_funds.refund: Refund compliance funds request
            compliance_funds.isolate: Isolate compliance funds request
            compliance_funds.unfreeze: Unfreeze compliance funds request
            compliance_funds.read: Read compliance funds request information
            compliance_kyt_review.update: Update KYT review status
            compliance_kyt_decisions.update: Update KYT decision status
            compliance_kyt_status.read: Read KYT screening status
            compliance_kya_screenings.create: Create KYA address screening requests
            compliance_kya_screenings.read: Read KYA address screening results

````