> ## Documentation Index
> Fetch the complete documentation index at: https://cobo.com/payments/llms.txt
> Use this file to discover all available pages before exploring further.

# Create refund link

> This operation creates a link that points to a Cobo-hosted refund page. The user can submit their desired refund address on the page.

Once the address is submitted, Cobo will automatically create a refund order and initiate the refund process according to your configuration.

For details, see [Create refund link](https://www.cobo.com/payments/en/guides/create-refund-link).


<RequestExample>
  ```python Python theme={null}
  import cobo_waas2
  from cobo_waas2.models.create_refund_link_request import CreateRefundLinkRequest
  from cobo_waas2.models.link import Link
  from cobo_waas2.rest import ApiException
  from pprint import pprint

  # See configuration.py for a list of all supported configurations.
  configuration = cobo_waas2.Configuration(
      # Replace `<YOUR_PRIVATE_KEY>` with your private key
      api_private_key="<YOUR_PRIVATE_KEY>",
      # Select the development environment. To use the production environment, change the URL to https://api.cobo.com/v2.
      host="https://api.dev.cobo.com/v2",
  )
  # Enter a context with an instance of the API client
  with cobo_waas2.ApiClient(configuration) as api_client:
      # Create an instance of the API class
      api_instance = cobo_waas2.PaymentApi(api_client)
      create_refund_link_request = cobo_waas2.CreateRefundLinkRequest(
          business_info=cobo_waas2.RefundLinkBusinessInfo(
              transaction_id="aff0e1cb-15b2-4e1f-9b9d-a9133715986f",
              amount="0.0025",
              refund_source="Merchant",
          )
      )

      try:
          # Create refund link
          api_response = api_instance.create_refund_link(
              create_refund_link_request=create_refund_link_request
          )
          print("The response of PaymentApi->create_refund_link:\n")
          pprint(api_response)
      except Exception as e:
          print("Exception when calling PaymentApi->create_refund_link: %s\n" % e)

  ```

  ```java Java theme={null}
  // Import classes:
  import com.cobo.waas2.ApiClient;
  import com.cobo.waas2.ApiException;
  import com.cobo.waas2.Configuration;
  import com.cobo.waas2.Env;
  import com.cobo.waas2.api.PaymentApi;
  import com.cobo.waas2.model.*;

  public class Example {
    public static void main(String[] args) {
      ApiClient defaultClient = Configuration.getDefaultApiClient();
      // Select the development environment. To use the production environment, replace `Env.DEV` with
      // `Env.PROD
      defaultClient.setEnv(Env.DEV);

      // Replace `<YOUR_PRIVATE_KEY>` with your private key
      defaultClient.setPrivKey("<YOUR_PRIVATE_KEY>");
      PaymentApi apiInstance = new PaymentApi();
      CreateRefundLinkRequest createRefundLinkRequest =
          new CreateRefundLinkRequest()
              .businessInfo(
                  new RefundLinkBusinessInfo()
                      .transactionId("aff0e1cb-15b2-4e1f-9b9d-a9133715986f")
                      .amount("0.0025")
                      .refundSource(RefundType.MERCHANT));
      try {
        Link result = apiInstance.createRefundLink(createRefundLinkRequest);
        System.out.println(result);
      } catch (ApiException e) {
        System.err.println("Exception when calling PaymentApi#createRefundLink");
        System.err.println("Status code: " + e.getCode());
        System.err.println("Reason: " + e.getResponseBody());
        System.err.println("Response headers: " + e.getResponseHeaders());
        e.printStackTrace();
      }
    }
  }

  ```

  ```go Go theme={null}
  package main

  import (
  	"context"
  	"fmt"
  	coboWaas2 "github.com/CoboGlobal/cobo-waas2-go-sdk/cobo_waas2"
  	"github.com/CoboGlobal/cobo-waas2-go-sdk/cobo_waas2/crypto"
  	"os"
  )

  func main() {
  	createRefundLinkRequest := *coboWaas2.NewCreateRefundLinkRequest(*coboWaas2.NewRefundLinkBusinessInfo("aff0e1cb-15b2-4e1f-9b9d-a9133715986f", "0.0025", coboWaas2.RefundType("Merchant")))

  	configuration := coboWaas2.NewConfiguration()
  	// Initialize the API client
  	apiClient := coboWaas2.NewAPIClient(configuration)
  	ctx := context.Background()

  	// Select the development environment. To use the production environment, replace coboWaas2.DevEnv with coboWaas2.ProdEnv
  	ctx = context.WithValue(ctx, coboWaas2.ContextEnv, coboWaas2.DevEnv)
  	// Replace `<YOUR_PRIVATE_KEY>` with your private key
  	ctx = context.WithValue(ctx, coboWaas2.ContextPortalSigner, crypto.Ed25519Signer{
  		Secret: "<YOUR_PRIVATE_KEY>",
  	})
  	resp, r, err := apiClient.PaymentAPI.CreateRefundLink(ctx).
  		CreateRefundLinkRequest(createRefundLinkRequest).
  		Execute()
  	if err != nil {
  		fmt.Fprintf(os.Stderr, "Error when calling `PaymentAPI.CreateRefundLink``: %v\n", err)
  		fmt.Fprintf(os.Stderr, "Full HTTP response: %v\n", r)
  	}
  	// response from `CreateRefundLink`: Link
  	fmt.Fprintf(os.Stdout, "Response from `PaymentAPI.CreateRefundLink`: %v\n", resp)
  }

  ```

  ```javascript JavaScript theme={null}
  const CoboWaas2 = require("@cobo/cobo-waas2");
  // Initialize the API client
  const apiClient = CoboWaas2.ApiClient.instance;
  // Select the development environment. To use the production environment, replace `Env.DEV` with `Env.PROD`
  apiClient.setEnv(CoboWaas2.Env.DEV);
  // Replace `<YOUR_PRIVATE_KEY>` with your private key
  apiClient.setPrivateKey("<YOUR_PRIVATE_KEY>");
  // Call the API
  const apiInstance = new CoboWaas2.PaymentApi();
  const opts = {
    CreateRefundLinkRequest:
      CoboWaas2.CreateRefundLinkRequest.constructFromObject({
        business_info: {
          transaction_id: "aff0e1cb-15b2-4e1f-9b9d-a9133715986f",
          amount: "0.0025",
          refund_source: "Merchant",
        },
      }),
  };
  apiInstance.createRefundLink(opts).then(
    (data) => {
      console.log("API called successfully. Returned data: " + data);
    },
    (error) => {
      console.error(error);
    },
  );

  ```
</RequestExample>


## OpenAPI

````yaml post /payments/links/refunds
openapi: 3.0.3
info:
  title: Cobo Wallet as a Service 2.0
  description: >
    The Cobo Wallet-as-a-Service (WaaS) 2.0 API is the latest version of Cobo's
    WaaS API offering. It enables you to access Cobo's full suite of crypto
    wallet technologies with powerful and flexible access controls. By
    encapsulating complex security protocols and streamlining blockchain
    interactions, this API allows you to concentrate on your core business
    activities without worrying about the safety of your assets. The WaaS 2.0
    API presents the following key features:


    - A unified API for Cobo's [all four wallet
    types](https://manuals.cobo.com/en/portal/introduction#an-all-in-one-wallet-platform)

    - Support for 80+ chains and 3000+ tokens

    - A comprehensive selection of webhook events

    - Flexible usage models for MPC Wallets, including [Organization-Controlled
    Wallets](https://manuals.cobo.com/en/portal/mpc-wallets/ocw/introduction)
    and [User-Controlled
    Wallets](https://manuals.cobo.com/en/portal/mpc-wallets/ucw/introduction)

    - Programmatic control of smart contract wallets such as Safe{Wallet} with
    fine-grained access controls

    - Seamlessly transfer funds across multiple exchanges, including Binance,
    OKX, Bybit, Deribit, and more


    For more information about the WaaS 2.0 API, see [Introduction to WaaS
    2.0](https://www.cobo.com/developers/v2/guides/overview/introduction).
  termsOfService: https://cobo.com/waas/tos/
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.html
  contact:
    name: Cobo WaaS
    url: https://www.cobo.com/waas
    email: help@cobo.com
  version: 1.0.0
servers:
  - url: https://api.dev.cobo.com/v2
    description: Development environment
  - url: https://api.cobo.com/v2
    description: Production environment
security:
  - CoboAuth: []
tags:
  - name: Organizations
    description: Operations related to Organizations.
  - name: Wallets
    description: Operations related to all wallets.
  - name: Wallets - MPC Wallets
    description: Operations related to mpc wallet.
  - name: Wallets - Exchange Wallet
    description: Operations related to exchange wallet.
  - name: Wallets - Smart Contract Wallets
    description: Operations related to smart contract wallet.
  - name: Transactions
    description: Operations related to all transactions.
  - name: Developers - Webhooks
    description: Operations related to webhooks.
  - name: Stakings
    description: Operations related to staking.
  - name: OAuth
    description: Operations related to OAuth.
  - name: Developers
    description: Operations related to developers.
  - name: AddressBooks
    description: Operations related to address books.
  - name: TravelRule
    description: Operations related to travel rule.
  - name: GraphQL
    description: Operations related to executing GraphQL queries and mutations.
  - name: PrimeBroker
    description: Operations related to prime broker.
  - name: AppWorkflows
    description: Operations related to app workflow.
  - name: FeeStation
    description: Operations related to fee station.
  - name: Payment
    description: Operations related to payment.
  - name: Batch Payouts
    description: Operations related to batch payouts.
  - name: Tokenization
    description: Operations related to tokenization.
  - name: AutoSweep
    description: Operations related to auto sweep.
  - name: Compliance
    description: Operations related to compliance.
paths:
  /payments/links/refunds:
    post:
      tags:
        - Payment
      summary: Create refund link
      description: >
        This operation creates a link that points to a Cobo-hosted refund page.
        The user can submit their desired refund address on the page.


        Once the address is submitted, Cobo will automatically create a refund
        order and initiate the refund process according to your configuration.


        For details, see [Create refund
        link](https://www.cobo.com/payments/en/guides/create-refund-link).
      operationId: create_refund_link
      requestBody:
        $ref: '#/components/requestBodies/createPaymentRefundLinkRequest'
      responses:
        '201':
          $ref: '#/components/responses/createPaymentLinkResponse'
        4XX:
          $ref: '#/components/responses/badRequestError'
        5XX:
          $ref: '#/components/responses/internalServerError'
components:
  requestBodies:
    createPaymentRefundLinkRequest:
      description: The request body to create a refund link.
      content:
        application/json:
          schema:
            type: object
            required:
              - business_info
            properties:
              business_info:
                $ref: '#/components/schemas/RefundLinkBusinessInfo'
              display_info:
                $ref: '#/components/schemas/LinkDisplayInfo'
  responses:
    createPaymentLinkResponse:
      description: Link created successfully.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Link'
    badRequestError:
      description: >-
        Bad request. Your request contains malformed syntax or invalid
        parameters.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
    internalServerError:
      description: Internal server error.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
  schemas:
    RefundLinkBusinessInfo:
      type: object
      required:
        - amount
        - refund_source
      properties:
        order_id:
          type: string
          description: >
            The id of the order to refund. Specify either `order_id` or
            `transaction_id`, but not both.
          example: O20250304-M1001-1001
        transaction_id:
          type: string
          description: >
            The transaction ID of the original order payment or top-up. Specify
            either `order_id` or `transaction_id`, but not both.

            On the refund page, the from address of this transaction will be
            pre-filled as the default refund address.

            The refund will be processed in the same token and on the same
            blockchain as this transaction.
          example: aff0e1cb-15b2-4e1f-9b9d-a9133715986f
        amount:
          type: string
          description: >-
            The amount to refund, denominated in the cryptocurrency of the
            original payment transaction. The amount must be a positive number
            and can have up to two decimal places.
          example: '0.0025'
        refund_source:
          $ref: '#/components/schemas/RefundType'
        merchant_id:
          type: string
          description: >-
            The merchant ID, required if `refund_source` is `Merchant`. The fund
            will be deducted from the specified merchant's balance.
          example: M1001
        fee_amount:
          type: string
          description: >
            The developer fee amount to charge the merchant, denominated in the
            cryptocurrency of the original payment transaction. This field is
            only valid when `refund_source` is `Merchant`. For more information,
            please refer to [Accounts and fund
            allocation](https://www.cobo.com/payments/en/guides/amounts-and-balances).

            Must be:
              - A positive integer with up to two decimal places.
              - Less than the refund amount
          example: '0.0001'
    LinkDisplayInfo:
      type: object
      properties:
        developer_name:
          type: string
          description: >
            The brand name to display to end users on the page. This helps users
            identify who is providing the payment service.
          example: Acme Payment Solutions
          maxLength: 128
        logo:
          type: string
          description: |
            The URL of the logo image to display to end users on the page.
          example: https://example.com/logo.png
          format: uri
        return_url:
          type: string
          description: >
            The product page URL where end users will be redirected after the
            payment process ends. 

            This URL is embedded in a "Return to Merchant" button displayed on
            the following result pages:

            - Payment success

            - Payment timeout

            - Payment rejected

            - Payment error
          example: https://example.com/return
          format: uri
    Link:
      type: object
      required:
        - url
        - token
      properties:
        url:
          type: string
          format: uri
          description: >
            The base URL of the page. This URL should be combined with the
            `token` parameter to form the complete link.
          example: https://payment-link.dev.cobo.com/payment
        token:
          type: string
          description: >
            The token appended to the URL as a query parameter. This token
            identifies and authenticates a specific payment or refund session.


            The complete link should be constructed as: `[url]?token=[token]`
          example: 01EJ5QW8KtSBesqnRZsmadPgihYf754OnVnNhimKKBi6QQO5PNyr9EXPyFRJGGOF
    ErrorResponse:
      type: object
      description: The response of a failed request.
      required:
        - error_code
        - error_message
        - error_id
      properties:
        error_code:
          type: integer
          description: >-
            The error code. Refer to [Error codes and status
            codes](https://www.cobo.com/developers/v2/api-references/error-codes)
            for more details.
        error_message:
          type: string
          description: The error description.
        error_id:
          type: string
          description: >-
            The error log ID. You can provide the error ID when submitting a
            ticket to help Cobo to locate the issue.
          example: 0b6ddf19083c4bd1a9ca01bec44b24dd
    RefundType:
      type: string
      enum:
        - Merchant
        - Psp
      example: Merchant
      description: >
        Specifies the source of funds for the refund:

        - `Merchant`: The refund amount will be deducted from the merchant
        balance.

        - `Psp`: The refund amount will be deducted from the developer balance.
  securitySchemes:
    CoboAuth:
      type: apiKey
      in: header
      name: BIZ-API-KEY
      description: >
        The API key. For more details, refer to [API
        key](https://www.cobo.com/developers/v2/guides/overview/cobo-auth#api-key).


        In the API playground, enter your [API
        secret](https://www.cobo.com/developers/v2/guides/overview/cobo-auth#api-secret),
        and your API key will be accordingly calculated.

````