> ## Documentation Index
> Fetch the complete documentation index at: https://cobo.com/payments/llms.txt
> Use this file to discover all available pages before exploring further.

# Development and production environments

The Payments API provides two environments serving different purposes. It is recommended that you use the development environment to test your new features first before deploying them to the production environment.

|                 | **Development environment**                                                                                                   | **Production environment**                                     |
| --------------- | ----------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------- |
| Purpose         | Used for developing, testing, and debugging new features and functionality without impacting the live, production environment | The live, customer-facing environment that users interact with |
| API base URL    | [https://api.dev.cobo.com/v2](https://api.dev.cobo.com/v2)                                                                    | [https://api.cobo.com/v2](https://api.cobo.com/v2)             |
| Cobo Portal URL | [https://portal.dev.cobo.com/](https://portal.dev.cobo.com/)                                                                  | [https://portal.cobo.com/](https://portal.cobo.com/)           |