Ref Finance

Ref Finance (REF) is a cryptocurrency that trades on public markets around the clock. Its price is set by global supply and demand across exchanges, and every transaction is recorded on a public blockchain that anyone can verify.

Ref Finance is currently trading at $0.0377, a -0.30% change over the past 24 hours. The figure on this page updates hourly using the latest available market data.

Ref Finance's all-time high (ATH) is the highest price REF has ever traded at on the open market. REF is priced at $0.0377 today — the stats and chart above show where it currently sits relative to that peak. An all-time high reflects past demand and market cycles, not a guarantee of future price.

With Cobo Agentic Wallet you give an AI agent a Pact instead of your private key — a set of enforceable rules covering intent, spending limits, approved tokens, and completion conditions. The agent can trade REF freely within those bounds, and Cobo’s MPC infrastructure blocks anything outside them.

REF prices respond to overall crypto market sentiment, trading volume and liquidity, macroeconomic conditions, regulatory news, and supply dynamics such as issuance schedules. No single factor moves the market on its own.

Use the Price Calculator above: enter an amount in REF or USD and it converts using the latest available market rate. The rate is indicative and excludes network and exchange fees.

We can't tell you whether REF is a good investment — that depends on your own goals, risk tolerance, and research. This page gives you the data to decide for yourself: Ref Finance trades at $0.0377 today, with the volume and short- and long-term trends shown above. Crypto is highly volatile and prices can move sharply in either direction, so treat every figure here as information, not financial advice, and always do your own research.