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What is Cobo Payment Skill?

Cobo Payment Skill is a payment capability extension package designed specifically for AI coding assistants (Claude Code, Cursor, etc.), allowing you to operate the Cobo Payment API (/payments/*) directly using natural language — no need to manually look up documentation or write boilerplate code.

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Core Capabilities

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1. Pay-in (Receiving Payments)

  • Create payment orders by specifying fiat currency amounts, with automatic cryptocurrency conversion based on exchange rates
  • Generate payment links that can be shared with payers to complete transactions
  • Real-time order status tracking (Pending → Processing → Completed)

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2. Refund

  • Initiate refunds on completed orders
  • Support direct refunds to a specified address, or use a refund link to let the payer submit their own address

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3. Payout / Settlement

  • Crypto payout: Transfer funds from a merchant account to an on-chain address
  • Fiat off-ramp: Settle crypto balances to a bank account

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4. Merchant Management

  • Create and manage multiple merchants
  • Supports two modes: Shared Wallet and Separate Wallet

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5. Balance Inquiry

  • Query balances for individual merchants, PSP (developer) accounts, and payment wallets

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6. Exchange Rates & Supported Tokens

  • Query real-time exchange rates; supports USDT / USDC on multiple chains including Tron, Ethereum, BNB Chain, Polygon, Arbitrum, and Solana

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Installation

Requirements:
  • Python 3.9+
  • Claude Code (recommended for best results) or Cursor
  • A Cobo Portal account with Payment functionality enabled
Installation commands: 
pip install cobo-cli
cobo skill install all --scope global --skill cobo-payment

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Quick Start

Step 1: Configure environment and log in 
cobo env dev          # Select environment (dev / prod)
cobo login -u         # OAuth login, automatically opens browser
Step 2: Generate and register an API Key 
cobo keys generate --key-type API    # Generate key pair
cobo open developer                  # Open developer console
In the Dev environment, you can use cobo keys register to register automatically.
Step 3: Verify connectivity 
cobo get /payments/orders --limit 1
A JSON response confirms successful configuration.

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Common Task Examples

Just tell the AI what you want to do in natural language:
What you sayWhat the Skill does
Create a merchant named xxx in Shared modePOST /payments/merchants
Generate a payment link for 1000 USDT (Tron) with a developer fee of 200Calls Python SDK to create a payment link
Check my PSP balanceGET /payments/balance/psp
Show all payment orders for merchant M1001GET /payments/orders?merchant_id=M1001
Refund 500 USDT to 0x…POST /payments/refunds